Orlando Homes for Sale with Fix-and-Flip Loans

Securing funding for a house-flipping project can be challenging, especially when traditional lenders avoid distressed or renovation-heavy properties. In Orlando and Central Florida, fix-and-flip loans provide investors—both new and experienced—with short-term capital to purchase, renovate, and resell homes. Designed for speed, flexibility, and simplicity, these loans help investors focus on profits rather than navigating excessive red tape.

How Fix-and-Flip Loans Work

Fix-and-flip loans are asset-based, meaning approval is based on the property’s current and projected after-repair value (ARV). These loans are intended for non-owner-occupied properties such as single-family homes, condos, and townhomes. Terms typically include financing up to 90% of the purchase price plus 100% of renovation costs (not exceeding 75% of ARV), 12–24 month terms with optional extensions, interest-only payments on drawn funds, and no prepayment penalties. A minimum credit score of 640 is generally required.

Why Work with Aponte Group

Fix-and-flip loans empower investors to move quickly on properties that need updates or repairs. Borrowers can maximize leverage, minimize cash out-of-pocket, and complete projects efficiently. Aponte Group guides investors in identifying suitable Orlando and Central Florida properties, connecting them with lenders, and ensuring financing aligns with project goals. Whether flipping your first home or scaling your portfolio, our team helps you navigate the market confidently and strategically.